Texas Community Bancshares (NASDAQ:TCBS – Get Rating) and Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) are both small cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings and risk.
Insider and Institutional Ownership
10.6% of the shares of Texas Community Bancshares are held by institutional investors. By comparison, 21.0% of Northeast Community Bancorp’s shares are held by institutional investors. 0.9% of the shares of Northeast Community Bancorp are held by insiders of the company. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a stock is poised for long-term growth.
Benefits and evaluation
This chart compares the revenue, earnings per share, and valuation of Texas Community Bancshares and Northeast Community Bancorp.
| Gross revenue | Price/sales ratio | Net revenue | Earnings per share | Price/earnings ratio | |
| Texas Community Bancshares | $12.25 million | 4.55 | $520,000.00 | N / A | N / A |
| North East Community Bancorp | $50.76 million | 3.60 | $11.90 million | N / A | N / A |
Northeast Community Bancorp has higher revenue and profit than Texas Community Bancshares.
Analyst Notes
This is a summary of recent recommendations and price targets for Texas Community Bancshares and Northeast Community Bancorp, as provided by MarketBeat.com.
| Sales Ratings | Hold odds | Buy reviews | Strong buy odds | Rating | |
| Texas Community Bancshares | 0 | 0 | 0 | 0 | N / A |
| North East Community Bancorp | 0 | 0 | 1 | 0 | 3.00 |
Northeast Community Bancorp has a consensus target price of $12.50, suggesting a potential upside of 12.01%. Given Northeast Community Bancorp’s likely higher upside, analysts clearly believe that Northeast Community Bancorp is more favorable than Texas Community Bancshares.
Profitability
This table compares the net margins, return on equity, and return on assets of Texas Community Bancshares and Northeast Community Bancorp.
| Net margins | Return on equity | return on assets | |
| Texas Community Bancshares | 4.23% | 1.13% | 0.15% |
| North East Community Bancorp | 23.45% | 5.82% | 1.09% |
Summary
Northeast Community Bancorp beats Texas Community Bancshares on 9 out of 10 factors compared between the two stocks.
About Texas Community Bancshares (Get a rating)
Texas Community Bancshares, Inc. operates as a bank holding company for Mineola Community Bank, SSB which provides loans and banking services to consumer and business customers in and around Mineola, Texas and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit and individual retirement accounts. The company also primarily issues residential mortgages for one to four families, commercial real estate loans, and construction and land loans; and auto, boat, share, unsecured, etc. loans, as well as agricultural loans, commercial loans, and consumer and other loans. Additionally, it invests in securities; and offers swipe accounts, safes, cards, online banking and mobile banking. The company was founded in 1934 and is headquartered in Mineola, Texas.
About Northeast Community Bancorp (Get a rating)
Northeast Community Bancorp, Inc. is the holding company of NorthEast Community Bank which provides financial services to individuals and businesses. It accepts a variety of deposit instruments, including checking accounts, money market accounts, ordinary savings accounts, and non-interest bearing current accounts. The Company also offers construction, commercial and industrial, multi-family and mixed-use, non-residential and consumer real estate loans. In addition, it invests in various types of liquid assets, including US Treasury bonds, municipal securities, deposits at the Federal Home Loan Bank of New York and certificates of deposit from federally insured institutions, as well as as securities from various federal agencies, and state and municipal governments. In addition, the company offers investment advisory and financial planning services; and fixed rate life insurance and annuity products. It operates six full-service branches in New York and three full-service branches in Massachusetts; and loan origination offices in White Plains and New City, New York. The company was founded in 1934 and is based in White Plains, New York.
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